We, Mortgage Architects collect, receive, use and disclose personal information about you, our client, for the purposes of: verifying the information provided; assessing your credit-worthiness; maintaining our client relationship; presenting your mortgage application to various lenders and insurers for the purpose of securing and/or renewing a mortgage and/or related service and providing information to you about other products offered or approved by us, our affiliates, related entities or other third party financial partners that we believe may be of interest to you (“marketing purposes”). We may also disclose your personal information under strict confidentiality restrictions to (i) any potential purchaser of our business and their advisors, (ii) any third party service providers to whom we may outsource our business functions and (iii) any parties involved in the securitization, assignment or pledge of loan (s)/mortgage (s) that are obtained through us. By signing this form (or giving your verbal consent or clicking in the box appearing below), you consent to our collecting, using and disclosing your personal information for the foregoing purposes, and to carry out these purposes you agree that we may disclose your personal information to and receive your personal information from: consumer reporting agencies, credit bureaus, real estate appraisers, your bank(s) or other financial institutions with whom you have or have had dealings, your past mortgage brokers, your present and past employers and such other third parties who may have information about your financial status. If there are more than one applicant, you also agree that we may collect, use and disclose personal information about each of you from the other for the purposes listed above. If you do not agree that we may collect, use or disclose your personal information for the Marketing Purposes, please initial the box where indicated [or indicate your refusal verbally or click in the box appearing below]. If you do not initial this box [or signify your refusal as described], we will assume that you consent to our collection, use and/or disclosure of your personal information for marketing purposes.

You hereby agree that Mortgage Architects and your independent mortgage planner may use and retain your personal information for the forgoing purposes for seven years after the later of a) the date of your latest application to us, and b) the date that all of your loans/mortgages contracted through us have expired or were terminated. Our privacy policies and procedures summary is on our website: www.mortgagearchitects.ca.